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When you have bad credit on your record, not many lenders will be excited to award you a fast loan. If they do it, they are going to charge you big. Sorry, but you did that to yourself. You will do well to start working on how you can repair your credit score so that when the future hits you, you will be ready for it.
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A checking account can be a good argument for you to win a fast loan from a credit company. The checking account does need to be active though, so that they know that they can get their money from it when the time is right. You get to pay with a postdated check before you get the loan.
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You do need a permanent job before you can get a fast loan. I mean, on what other grounds are you hoping to get that loan, or to pay back what you borrow? Just think of it as common sense.
When you apply online for a fast loan, you may receive a phone call within a few minutes. It's the lender calling to confirm that the details you sent in are accurate. Once they know that, you get your money. It is not likely to take very long, as matter of fact; usually before the end of that working day.
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